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4 comments:
Regarding your Obamacare post, you may not realize it but Obamacare has been in effect for almost three years. It is only going to be more fully implemented little by little the big change coming October 1st when everyone is required to buy insurance. Now maybe people who don't have insurance and want it won't think it is horrible but those of us who have employer provided insurance already know it is horrible. Why the difference well the first group is going to get insurance free or at a greatly reduced price. The second group however has already been paying more and more for the last three years for a product that keeps offering less. No one has to tell me this I've seen it with my own eyes.
Yes. The health care exchanges will be available starting in October, but they are not mandated until next spring. After six years with no insurance, I will be able to buy some for around $200-$300 a month (estimated). That compares to $800-$1000 on the open market for a 50-something woman. I am not eligible for a subsidy, because I work two jobs and make just slightly too much money. Still well worth it.
If your employee-provided health care becomes too expensive, you can buy through the exchange. That's what happened to me at my former time-clock job. I just have to give up the insurance.
Sooner or later, as we move closer to a single-payer plan, health insurance will become completely divorced from employers, which is how it should be. Then your boss can't use the excuse of health insurance costs to cut someone's hours or lay off employees. And workers will no longer be compelled to stay at a job they hate for the insurance benefits.
Sure you can divorce insurance from employers but that amounts to a pay cut for those of us who had good insurance. Forcing the costs up for 80% to 85% of the population to subsidize the other 20% is only a good deal for the 20%.
Single payer is great if you have a country like the U.S. that is still doing the innovating and research. If we go to single payer price controls will stifle the break throughs that save lives and reduce suffering.
"Single payer is great if you have a country like the U.S. that is still doing the innovating and research." I have to say I agree with you there.
Price controls haven't stopped medical research in Europe. Price controls make research more affordable.
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